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  • KOS INVEST
  • KOS INVEST
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  • KOS INVEST
  • KOS INVEST
  • KOS INVEST
  • KOS INVEST
  • KOS INVEST

Who we are


KosInvest is a Christian Micro Finance Institution dedicated to work for children, female, their families and communities providing financial and business development services.
Working in partnership with World Vision, the global Christian Relief, Development and Advocacy Organization, KosInvest is committed to long-term change which will unlock potential for future generations.
KosInvest is one of the 38 affiliated Microfinance Institutions of Vision Fund International, which is the microfinance subsidiary of World Vision International providing technical support and oversight to affiliated microfinance organizations.

Governance


KosInvest started its operations in October 2001 by providing loans as a Micro Enterprise Development program of World Vision Kosovo. In January 2007 registered as a separate NGO under the Ministry of Public Administration, from its inception holding a license from the Central Bank of the Republic of Kosovo (CBK), to perform lending activities in Kosovo. Governed through Board of Directors.

Who we serve


KosInvest provides financial and business development services to the marginalized and economically active poor families, for all communities of Kosovo. We serve all people regardless of ethnicity, religion, gender, race, political affiliation, disability, or health status.

We are different


KosInvest provides individual loans through Village Association methodology.  We go to where the need is; we provide our support to communities through on field assistance. Responsiveness is our strength.
Staff members work with community to support with most appropriate loan as per clients requirement, and with the completion of the loan application documentation.

 

How do we measure success


Our services aim to support economic progress in undeveloped areas. Most of our clients use loans for starting up and growing businesses, which create new jobs for their family members. The main part of our portfolio is used for agriculture, but also includes other kinds of small businesses. More than 70% of our clients remain with us during the next loan cycles as their businesses become sustainable. We measure our success with % of female clients, number of children impacted and number of jobs impacted (created and sustained), and % of client’s retention rate, which figures are showing growth trend in yearly basis”.