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Giordano Dell’Amore Microfinance Good Practices Europe Award 2012



The Giordano Dell’Amore Foundation announced on November 8th, during the Annual Conference of the European Microfinance Network hold in Bucharest, the institution KosInvest has been awarded as winner of the fourth edition of the “Giordano Dell'Amore Microfinance Good Practices Europe Award”, realized in collaboration with the European Microfinance Network.



KosInvest has been awarded thanks to the innovative product “Livestock Loan”, a pilot project started in May 2010 to ensure that low-income rural entrepreneurs have access to loans for productive and healthy animals, thus allowing them to achieve a higher income and increase their sustainability and accountability. It consists of a tripartite agreement (MFI, rural entrepreneur and supplier) for the purchase of livestock: the supplier has to guarantee the health of the animal and provides a limited warranty; the MFI releases the payment; and the client must agree on the animal and can ascribe it as collateral. KosInvest will receive 50.000 € to invest for the implementation of new projects or towards the core costs of existing services.